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Commercial Auto Insurance

September 14, 2025
Agency

Why Gig Workers and Rideshare Drivers May Need Commercial Auto Insurance

Many rideshare drivers and gig workers assume their personal auto insurance will cover them while working. However, most personal policies exclude coverage when your vehicle is used for commercial purposes. This means that if you’re in an accident while transporting passengers or making deliveries, your claim could be denied, leaving you responsible for damages, injuries […]
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August 20, 2025
Agency

When to Update Your Commercial Auto Policy: Adding Vehicles or Changing Drivers

Each vehicle you add to your business brings logistical and financial changes. Some policies may automatically offer limited coverage for new vehicles for a brief period, while others may require immediate updates to reflect their use. When you acquire or lease a vehicle, contact your agent. Details such as make, model, purchase date and intended […]
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July 21, 2025
Agency

Do You Need Commercial Auto Insurance for a Single Work Vehicle?

If you use your vehicle for business purposes, it may be time to consider commercial auto insurance. Many small business owners in assume personal auto coverage is enough, but using a vehicle for work-related tasks can create gaps in protection. When Does a Work Vehicle Require Commercial Coverage? It’s not just fleet owners or delivery […]
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